The café and restaurant sector is dynamic, with owners and operators busy juggling the plates and spinning the bottles required in the day-to-day management of such a fast-paced industry.

Whether you’re running a café, restaurant, or catering business, some of the
key risks you face include protecting your staff from workplace accidents, your property and business assets from theft, accidental damage, fire, and weather-related risks, plus taking reasonable steps to ensure the safety of your customers at your premises and the safety of the products you’re serving them.

Depending on the conditions of your lease, you may require to have a
the minimum amount of insurance for public liability and glass cover.

"Australia’s café, restaurant and catering sector turns over more than $37 billion each year and employs 450,000 people, with more than 93% of businesses employing less than 19 people." Restaurant and Catering Association, 2020 Industry Benchmarking Report.

Who should consider insurance?
Whether you’re running a small café or a restaurant chain, as an industry with complex risks where no two businesses are alike, a range of flexible and customised insurance covers are required to protect your business, staff, assets, and customers.