As a retailer, your business is a valuable asset to your community – but you also have complex challenges. You may be vulnerable to changes in the economy, extreme weather events, injuries to staff, product contamination and competition from powerful overseas brands.

What’s more, as more retailers move some or all of their business online and increasingly use in-store technology, you are more likely to be targeted by cyber-criminals.

“In-store technology will provide experiences that cannot be replicated online, increasing the convenience of shopping and payment through in-store product information and comparisons, and promotion of brands.” CBRE, 30 Predictions for 2030: The future of retail in Australia, 2019

Who should consider it? Whether you run a small café or a large restaurant; a corner store or a nation-wide chain, you’ll be exposed to risk. Even if you don’t have a physical store, your business is still exposed to risks like cybercrime, fraud or injury to customers from a faulty product. A range of covers can be arranged to suit retailers in all sectors, including beauty, hairdressing, clothing and footwear, department stores, food and liquor, furniture and electronics, plus many more.